1994 Chevrolet S-10 Blazer Car Insurance Quotes

Are you a victim of an overpriced insurance policy? Trust us, there are a lot of people just like you who feel imprisoned by their insurance policy. You have multiple auto insurance companies to buy insurance from, and although it’s a good thing to have a selection, so many choices can make it hard to compare rates and cut insurance costs.

You should take the time to shop coverage around periodically because rates are variable and change quite frequently. If you had the lowest rates on S-10 Blazer insurance six months ago there may be better deals available now. Starting right now, forget all the misinformation about insurance because we’re going to show you the tricks you need to know to save money, get proper coverage and the best rates.

The purpose of this post is to instruct you on how car insurance quotes work. If you are paying for car insurance now, you should be able to reduce your rates substantially using this strategy. Drivers only need an understanding of the proper way to compare rates over the internet.

Insurance Comparisons

There are a variety of methods to shop for 1994 Chevy S-10 Blazer insurance, but some are more efficient than others. You can spend countless hours talking about coverages with agents in your area, or you could use the internet for quick rates.

Most of the larger companies participate in an industry program that enables customers to enter their coverage request one time, and each participating company then returns a price quote based on that data. This eliminates the need for quote requests to each individual insurance company.

To participate in this free quote system, click here to open in new window.

The only downside to pricing coverage this way is you don’t know exactly which carriers you want pricing from. If you would rather choose specific providers to compare, we have a listing of companies who write insurance in your area. Click here to view list.

It doesn’t matter which method you choose, just make sure you use identical information for every quote you compare. If you enter different liability limits then you won’t be able to truly determine the lowest rate.

Car insurance is unique, just like you

When it comes to choosing the right insurance coverage for your personal vehicles, there is no “perfect” insurance plan. Your needs are not the same as everyone else’s so your insurance should reflect that For example, these questions may help you determine whether you would benefit from professional advice.

  • Is motorclub coverage worth it?
  • Can I get a multi-policy discount?
  • Am I covered if I hit a deer?
  • Do I need added coverage for expensive stereo equipment?
  • What is the rate difference between pleasure use and commuting?
  • Can I afford to buy a different vehicle if my 1994 Chevy S-10 Blazer is totaled?

If you’re not sure about those questions then you might want to talk to a licensed agent. To find an agent in your area, complete this form or you can also visit this page to select a carrier It’s fast, doesn’t cost anything and may give you better protection.

Learn about insurance coverages for a Chevy S-10 Blazer

Learning about specific coverages of your policy helps when choosing appropriate coverage and proper limits and deductibles. Insurance terms can be difficult to understand and reading a policy is terribly boring. Below you’ll find the usual coverages offered by insurance companies.

Liability

This coverage can cover damage that occurs to other’s property or people in an accident. This coverage protects you from claims by other people. Liability doesn’t cover damage sustained by your vehicle in an accident.

It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. You might see values of 100/300/100 which means a limit of $100,000 per injured person, a per accident bodily injury limit of $300,000, and $100,000 of coverage for damaged propery. Occasionally you may see a combined limit which provides one coverage limit rather than limiting it on a per person basis.

Liability coverage protects against things like funeral expenses, emergency aid, structural damage and medical services. How much liability should you purchase? That is up to you, but buy as large an amount as possible.

Insurance for medical payments

Medical payments and Personal Injury Protection insurance kick in for expenses like ambulance fees, EMT expenses, dental work and funeral costs. The coverages can be used in conjunction with a health insurance policy or if you lack health insurance entirely. They cover all vehicle occupants as well as any family member struck as a pedestrian. PIP coverage is not an option in every state but can be used in place of medical payments coverage

Comprehensive coverage (or Other than Collision)

This pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive coverage pays for claims such as hitting a bird, damage from flooding, damage from a tornado or hurricane and theft. The maximum amount you’ll receive from a claim is the cash value of the vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Collision insurance

Collision coverage pays for damage to your S-10 Blazer from colliding with another car or object. You first must pay a deductible then your collision coverage will kick in.

Collision can pay for claims like colliding with another moving vehicle, backing into a parked car, hitting a parking meter, driving through your garage door and damaging your car on a curb. Paying for collision coverage can be pricey, so you might think about dropping it from vehicles that are 8 years or older. It’s also possible to choose a higher deductible to get cheaper collision coverage.

Uninsured Motorist or Underinsured Motorist insurance

This coverage gives you protection from other drivers when they either are underinsured or have no liability coverage at all. It can pay for hospital bills for your injuries as well as your vehicle’s damage.

Since a lot of drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is important protection for you and your family. Normally these coverages are identical to your policy’s liability coverage.