Lower Your 1995 Chevrolet Blazer Car Insurance Quotes

Want better insurance coverage rates for your Chevrolet Blazer? Expensive insurance coverage can take a big chunk out of your checking account and put a big crunch on your finances. Comparison shopping is a great way to cut your insurance bill.

Many car insurance companies vie for your business, so it’s not easy to compare every provider to find the lowest cost out there.

It’s smart to check insurance coverage prices on a regular basis since rates are adjusted regularly by insurance companies. Despite the fact that you may have had the best deal for Blazer coverage six months ago you may be paying too much now. Forget all the misinformation about insurance coverage because we’re going to demonstrate the right way to find great coverage at a great price.

If you currently have a car insurance policy, you will be able to save some money using this strategy. Finding affordable coverage is easy if you know what you’re doing. Nevertheless, vehicle owners do need to learn the methods companies use to price online insurance and use this information to your advantage.

Save on Chevy Blazer insurance

Car insurance companies don’t necessarily list all available discounts in a way that’s easy to find, so we researched both well-publicized and the harder-to-find ways to save on car insurance.

  • Service Members Pay Less – Having a deployed family member can result in better rates.
  • Save with a New Car – Insuring a new car can be considerably cheaper due to better safety requirements for new cars.
  • Anti-lock Brake System – Vehicles with anti-lock braking systems can reduce accidents and therefore earn up to a 10% discount.
  • College Student – Any of your kids who are attending college and don’t have a car can receive lower rates.
  • Low Mileage – Keeping the miles down on your Chevy can earn a substantially lower rate.
  • Theft Prevention System – Cars that have factory anti-theft systems can help prevent theft and therefore earn up to a 10% discount.
  • Homeowners Pay Less – Owning a house can save you money because of the fact that having a home demonstrates responsibility.
  • Pay Now and Pay Less – If you pay your entire premium ahead of time instead of making monthly payments you could save 5% or more.
  • Good Student Discount – A discount for being a good student can be rewarded with saving of up to 25%. The discount lasts up to age 25.

It’s important to note that some of the credits will not apply to all coverage premiums. Most only cut individual premiums such as comp or med pay. So despite the fact that it appears it’s possible to get free car insurance, you won’t be that lucky.

A partial list of companies who might offer these discounts include:

Check with each insurance company how you can save money. Some discounts might not be offered in your state.

Comprehensive Auto Insurance Comparison Quotes

All major auto insurance companies give insurance quotes directly from their websites. This process is quite simple as you just type in your required coverages as requested by the quote form. Once you submit the form, their system gets your driving record and credit report and returns a price quote based on many factors. This simplifies rate comparisons, but having to visit different websites and complete many quote forms gets old quite quickly. Unfortunately, it is important to do this if you want to find lower prices.

An easier way to compare rates uses one simple form that gets prices from many companies. The form is fast, eliminates form submissions, and makes comparison shopping a little more enjoyable. Once the form is submitted, your coverage is rated and you are able to buy any or none of the returned quotes. If the quotes result in lower rates, it’s easy to complete the application and purchase coverage. The entire process can be completed in less than 10 minutes and you will find out if you’re overpaying now.

To compare rates using this form now, click here to open in new window and complete the simple form. If you have a policy now, it’s recommended you complete the form with deductibles and limits exactly as shown on your declarations page. Doing this guarantees you are getting a price comparison for similar coverage.

Tailor your coverage to you

When buying coverage, there really is not a one size fits all plan. Each situation is unique and your policy should reflect that. For instance, these questions might point out if your situation will benefit from professional help.

  • Am I covered if I hit a deer?
  • Is my teenager covered with friends in the car?
  • Is pleasure use cheaper than using my 1995 Chevy Blazer to commute?
  • Do I need PIP coverage since I have good health insurance?
  • Why does it cost so much to insure a teen driver?
  • Is my cargo covered for damage or theft?
  • Do I need added coverage for expensive stereo equipment?

If it’s difficult to answer those questions then you might want to talk to an insurance agent. To find lower rates from a local agent, complete this form or go to this page to view a list of companies.

Insurance coverages explained

Knowing the specifics of your policy aids in choosing the best coverages for your vehicles. The coverage terms in a policy can be ambiguous and even agents have difficulty translating policy wording. These are typical coverages available from insurance companies.

Liability coverages

Liability coverage can cover injuries or damage you cause to other’s property or people in an accident. It protects YOU against other people’s claims. Liability doesn’t cover your own vehicle damage or injuries.

It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. As an example, you may have policy limits of 25/50/25 that means you have a limit of $25,000 per injured person, a per accident bodily injury limit of $50,000, and a limit of $25,000 paid for damaged property.

Liability insurance covers claims such as structural damage, bail bonds and emergency aid. How much liability coverage do you need? That is a personal decision, but it’s cheap coverage so purchase as large an amount as possible.

Collision coverage

Collision insurance will pay to fix damage to your Blazer from colliding with another vehicle or an object, but not an animal. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision coverage pays for claims like damaging your car on a curb, hitting a mailbox, crashing into a building, scraping a guard rail and crashing into a ditch. Paying for collision coverage can be pricey, so analyze the benefit of dropping coverage from vehicles that are older. Another option is to bump up the deductible in order to get cheaper collision rates.

Medical payments and PIP coverage

Medical payments and Personal Injury Protection insurance provide coverage for bills for things like EMT expenses, X-ray expenses, prosthetic devices and pain medications. They can be utilized in addition to your health insurance policy or if you lack health insurance entirely. Medical payments and PIP cover all vehicle occupants in addition to any family member struck as a pedestrian. PIP is only offered in select states and may carry a deductible

Comprehensive auto coverage

Comprehensive insurance coverage covers damage that is not covered by collision coverage. A deductible will apply and then insurance will cover the rest of the damage.

Comprehensive coverage pays for things such as fire damage, damage from flooding and a tree branch falling on your vehicle. The maximum amount you can receive from a comprehensive claim is the cash value of the vehicle, so if your deductible is as high as the vehicle’s value consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This gives you protection from other motorists when they are uninsured or don’t have enough coverage. It can pay for injuries to you and your family and damage to your 1995 Chevy Blazer.

Since many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

More quotes. Lower rates.

While you’re price shopping online, make sure you don’t skimp on coverage in order to save money. There are many occasions where an insured dropped physical damage coverage and found out when filing a claim that the savings was not a smart move. Your aim should be to buy enough coverage at a price you can afford while still protecting your assets.

You just read a lot of ways to lower your 1995 Chevy Blazer insurance rates. The key concept to understand is the more quotes you get, the better chance you’ll have of finding lower rates. Consumers may even find the lowest premiums are with some of the lesser-known companies. Smaller companies often have lower prices on specific markets compared to the large companies like Geico and State Farm.

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