Compare 2003 Chevrolet Tahoe Insurance Cost

Looking for the cheapest car insurance rates for your Chevrolet Tahoe? Finding the cheapest insurance for a Chevy Tahoe can turn out to be a painful process, but you can learn a few tricks to save time.

There are more efficient ways to compare car insurance rates and we’ll show you the best way to price shop coverage for a new or used Chevy and obtain the lowest possible price from both online companies and local agents.

It is always a good idea to compare prices every six months because insurance rates go up and down regularly. If you had the best deal on Tahoe coverage on your last policy a different company probably has better rates today. You’ll find quite a bit of inaccurate information about car insurance on the internet, so I’m going to show you some of the best ways to slash your car insurance rates.

Free Car Insurance Quotes

Effectively comparing car insurance prices is a ton of work if you don’t understand the most efficient way. You could spend the better part of a day talking about coverages with insurance agencies in your area, or you could save time and use online quotes to get rate comparisons in just a few minutes.

Many companies enroll in a system where prospective buyers send in one quote, and every company can provide price quotes for coverage. This prevents consumers from doing quote requests to every company. To access this free quoting program, click here (opens in new window).

The only drawback to using this type of form is buyers cannot specifically choose the insurers you want pricing from. If you would rather choose from a list of companies to receive pricing from, we put together a list of low cost car insurance companies in your area. Click here to view list.

Which method you use is up to you, but make absolute certain that you use exactly the same coverage limits with every price quote. If you enter mixed coverages then you won’t be able to determine the best price for your Chevy Tahoe.

You may need specialized coverage

When buying adequate coverage for your personal vehicles, there really is not a best way to insure your cars. Coverage needs to be tailored to your specific needs.

For example, these questions can help discover whether you might need an agent’s assistance.

  • Which companies will insure high-risk drivers?
  • Are rock chip repairs covered?
  • When would I need rental car insurance?
  • Am I covered when driving on a suspended license?
  • Do I have newly-aquired coverage?
  • Can I get a multi-policy discount?
  • Does my insurance cover a custom paint job?
  • How much underlying liability do I need for an umbrella policy?
  • Does car insurance cover theft of personal property?

If you can’t answer these questions, then you may want to think about talking to an insurance agent. If you want to speak to an agent in your area, fill out this quick form. It is quick, free and may give you better protection.

Coverage specifics

Having a good grasp of your policy can help you determine which coverages you need at the best deductibles and correct limits. Auto insurance terms can be impossible to understand and nobody wants to actually read their policy.

Medical expense coverage

Personal Injury Protection (PIP) and medical payments coverage kick in for bills for things like dental work, doctor visits, ambulance fees, funeral costs and EMT expenses. The coverages can be used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Medical payments and PIP cover all vehicle occupants in addition to being hit by a car walking across the street. PIP coverage is only offered in select states but can be used in place of medical payments coverage

Liability car insurance

Liability coverage protects you from injuries or damage you cause to other people or property by causing an accident. It protects you against claims from other people. It does not cover damage sustained by your vehicle in an accident.

Split limit liability has three limits of coverage: per person bodily injury, per accident bodily injury, and a property damage limit. You commonly see policy limits of 50/100/50 which means $50,000 bodily injury coverage, $100,000 for the entire accident, and a limit of $50,000 paid for damaged property. Alternatively, you may have one limit called combined single limit (CSL) which combines the three limits into one amount with no separate limits for injury or property damage.

Liability coverage pays for claims such as court costs, structural damage, legal defense fees and bail bonds. The amount of liability coverage you purchase is up to you, but consider buying as much as you can afford.

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle from other motorists when they are uninsured or don’t have enough coverage. Covered losses include hospital bills for your injuries and damage to your Chevy Tahoe.

Since many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is very important. Most of the time your uninsured/underinsured motorist coverages are similar to your liability insurance amounts.

Comprehensive protection

This coverage covers damage OTHER than collision with another vehicle or object. You first must pay your deductible and then insurance will cover the rest of the damage.

Comprehensive insurance covers things like hitting a bird, vandalism, damage from a tornado or hurricane and fire damage. The maximum amount your auto insurance company will pay is the cash value of the vehicle, so if it’s not worth much more than your deductible consider dropping full coverage.

Auto collision coverage

Collision coverage covers damage to your Tahoe resulting from colliding with an object or car. You have to pay a deductible then your collision coverage will kick in.

Collision coverage protects against claims such as scraping a guard rail, colliding with another moving vehicle, damaging your car on a curb, driving through your garage door and crashing into a building. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from lower value vehicles. Drivers also have the option to raise the deductible in order to get cheaper collision rates.