Save on 2006 Bentley Continental GT Insurance Rates

Looking for the cheapest auto insurance rates for your Bentley Continental GT? Have you had enough of robbing Peter to pay Paul each month for car insurance? You’re in the same situation as many other drivers.

Companies like Geico, Progressive and Allstate all claim big savings with fancy advertisements and it is difficult to see through the cute green geckos and mayhem and find the best price available.

Compare Quotes for Car Insurance

There are a variety of methods you can shop for 2006 Bentley Continental GT car insurance but one way is less labor-intensive and much quicker. You could spend your day talking about coverages with insurance agencies in your area, or you can utilize online quoting to get rates in a matter of minutes.

Many of the larger companies enroll in a system that allows shoppers to only type in their quote data once, and at least one company can give them a price. This system prevents you from having to do quote forms to each individual car insurance company.

To compare 2006 Bentley Continental GT rates now click to open in new window.

One minor caviat to pricing coverage this way is you don’t know exactly which providers you want pricing from. If you prefer to choose individual companies to compare rates, we have assembled a list of car insurance companies in your area. Click here to view list.

It’s your choice how you get your quotes, but make darn sure you compare apples-to-apples deductibles and coverage limits on every quote. If you use different deductibles it will be very difficult to find the best deal for your Bentley Continental GT. Just a small difference in coverages may cause a big price difference. Just remember that obtaining a wide range of quotes will improve the odds of getting the best rates.

Discounts can save BIG

Auto insurance companies don’t list all their discounts very well, so the following is a list of some of the more common and the more hidden savings tricks you should be using.

  • Air Bag Discount – Vehicles with factory air bags can receive discounts of up to 25% or more.
  • Braking Control Discount – Vehicles with anti-lock braking systems are safer to drive and will save you 10% or more.
  • Multi-policy Discount – When you combine your home and auto insurance with one company you could get a discount of at least 10% off all policies.
  • Drivers Education – Have your child take driver’s ed class if offered at their school.
  • Payment Method – If you pay your entire premium ahead of time rather than paying monthly you could save up to 5%.
  • Distant Student – Youth drivers who attend school more than 100 miles from home and don’t have a car can receive lower rates.
  • Low Mileage – Low mileage vehicles can qualify you for better rates on cars that stay parked.
  • Discount for New Cars – Adding a new car to your policy can be considerably cheaper compared to insuring an older model.
  • Clubs and Organizations – Belonging to a qualifying organization could trigger savings when buying insurance coverage on Continental GT coverage.
  • Government Employees – Being employed by or retired from a federal job may qualify you for a discount on Continental GT coverage with certain companies.

A little note about advertised discounts, most of the big mark downs will not be given to all coverage premiums. The majority will only reduce individual premiums such as liability, collision or medical payments. Just because you may think you can get free auto insurance, companies don’t profit that way.

Insurance companies that may offer some of the above discounts may include but are not limited to:

Check with every prospective company how you can save money. Savings might not apply in your state.

Will just any policy work for me?

When it comes to buying the right insurance coverage for your vehicles, there really is not a cookie cutter policy. Each situation is unique so your insurance should reflect that These are some specific questions might help in determining if you may require specific advice.

  • Do I have newly-aquired coverage?
  • Should I carry comprehensive and collision coverage?
  • Should I buy full coverage?
  • Will I lose any money if I cancel my policy before it expires?
  • What should my uninsured motorist coverage limits be in my state?
  • Am I covered when renting a car or should I buy coverage from the car rental agency?
  • What is covered by UM/UIM coverage?

If you’re not sure about those questions but you think they might apply to your situation, then you may want to think about talking to an insurance agent. To find lower rates from a local agent, fill out this quick form or go to this page to view a list of companies.

Auto insurance specifics

Having a good grasp of your auto insurance policy aids in choosing the right coverages at the best deductibles and correct limits. Policy terminology can be impossible to understand and coverage can change by endorsement. Below you’ll find typical coverage types found on the average auto insurance policy.

Liability insurance

This coverage provides protection from damage or injury you incur to other people or property by causing an accident. This coverage protects you against other people’s claims, and does not provide coverage for damage sustained by your vehicle in an accident.

Split limit liability has three limits of coverage: per person bodily injury, per accident bodily injury, and a property damage limit. You might see values of 50/100/50 which stand for a $50,000 limit per person for injuries, a limit of $100,000 in injury protection per accident, and $50,000 of coverage for damaged propery.

Liability insurance covers claims like bail bonds, legal defense fees and court costs. How much liability should you purchase? That is up to you, but buy higher limits if possible.

Collision protection

This pays for damage to your Continental GT from colliding with another car or object. You first must pay a deductible then your collision coverage will kick in.

Collision can pay for things such as scraping a guard rail, colliding with another moving vehicle and driving through your garage door. This coverage can be expensive, so consider removing coverage from older vehicles. It’s also possible to choose a higher deductible to save money on collision insurance.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance provide coverage for bills for things like funeral costs, nursing services, doctor visits, dental work and ambulance fees. The coverages can be utilized in addition to your health insurance program or if you are not covered by health insurance. Medical payments and PIP cover you and your occupants as well as any family member struck as a pedestrian. PIP is only offered in select states but can be used in place of medical payments coverage

Uninsured and underinsured coverage

This provides protection from other motorists when they either have no liability insurance or not enough. It can pay for injuries sustained by your vehicle’s occupants and also any damage incurred to your Bentley Continental GT.

Since many drivers carry very low liability coverage limits, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is a good idea.

Comprehensive coverages

This will pay to fix damage caused by mother nature, theft, vandalism and other events. A deductible will apply then your comprehensive coverage will pay.

Comprehensive coverage protects against claims like rock chips in glass, damage from getting keyed, damage from flooding and hitting a deer. The maximum payout a auto insurance company will pay at claim time is the market value of your vehicle, so if the vehicle’s value is low consider removing comprehensive coverage.

Compare but don’t skimp

While you’re price shopping online, you should never skimp on critical coverages to save a buck or two. In many cases, drivers have reduced collision coverage only to discover later they didn’t purchase enough coverage. The ultimate goal is to get the best coverage possible at the best price, not the least amount of coverage.

We just showed you many tips how you can reduce 2006 Bentley Continental GT insurance prices online. The key concept to understand is the more price quotes you have, the better your chances of lowering your rates. Consumers could even find that the best price on insurance coverage is with a small mutual company. These companies may only write in your state and offer lower rates than the large multi-state companies such as Progressive or Geico.

Discount insurance can be bought from both online companies and also from your neighborhood agents, and you need to comparison shop both to have the best selection. There are still a few companies who may not provide online quoting and most of the time these regional insurance providers sell through independent agents.

More tips and info about insurance coverage can be found in the articles below: