View 2006 Mercedes-Benz CL-Class Insurance Quotes

Trying to find better insurance coverage rates for your Mercedes-Benz CL-Class? Scraping up a payment for overpriced Mercedes-Benz CL-Class insurance can empty your savings account and make it hard to pay other bills. Comparing price quotes is free, only takes a few minutes, and is a good way to cut your insurance bill.

You have so many insurance companies to insure vehicles with, and although it’s a good thing to have multiple companies, too many choices makes it more difficult to find the best rates for your vehicles.

How to Get Insurance

Comparing insurance rates can take time and effort if you don’t utilize the fastest way to get free quotes. You can spend your afternoon talking about coverages with local insurance agents in your area, or you can stay home and use the web to maximize your effort.

Many popular insurance companies participate in an industry program where prospective buyers submit their information once, and each company can give them a price based on that information. This saves time by eliminating form submissions to each company. To fill out one form to compare multiple rates now click here (opens in new window).

The only downside to using this type of form is that consumers can’t choose the companies to get quotes from. If you would rather choose specific providers to compare prices, we have a page of companies who write insurance in your area. Click here for list of insurance companies.

However you get your quotes, make darn sure you compare the exact same coverage information for every quote you compare. If your comparisons have different deductibles it’s impossible to determine the lowest rate for your Mercedes-Benz CL-Class. Slightly different insurance coverages can result in a big premium difference. And when quoting insurance, remember that having more price comparisons helps locate the best price.

Tailor your coverage to you

When it comes to choosing adequate coverage for your personal vehicles, there really is no one size fits all plan. Every insured’s situation is different and a cookie cutter policy won’t apply. For example, these questions could help you determine if your situation may require specific advice.

  • Can I afford to buy a different vehicle if my 2006 Mercedes-Benz CL-Class is totaled?
  • Will I be non-renewed for getting a DUI or other conviction?
  • Should I buy full coverage?
  • I have good health insurance, so how much medical payments coverage do I need?
  • Does insurance cover tools stolen from my truck?
  • Does medical payments coverage apply to all occupants?

If you’re not sure about those questions but one or more may apply to you, you might consider talking to a licensed agent. To find an agent in your area, simply complete this short form or you can also visit this page to select a carrier

Car insurance coverage information

Understanding the coverages of a insurance policy aids in choosing the right coverages and proper limits and deductibles. Policy terminology can be difficult to understand and reading a policy is terribly boring. Listed below are the normal coverages found on most insurance policies.

Auto liability insurance

This coverage can cover damage that occurs to people or other property. This coverage protects you from legal claims by others, and doesn’t cover damage to your own property or vehicle.

Liability coverage has three limits: bodily injury per person, bodily injury per accident and property damage. As an example, you may have values of 50/100/50 that translate to $50,000 in coverage for each person’s injuries, a per accident bodily injury limit of $100,000, and $50,000 of coverage for damaged propery.

Liability coverage pays for things like medical expenses, legal defense fees, loss of income and court costs. How much liability should you purchase? That is a decision to put some thought into, but it’s cheap coverage so purchase as high a limit as you can afford.

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage protects you and your vehicle when the “other guys” do not carry enough liability coverage. Covered claims include injuries sustained by your vehicle’s occupants as well as damage to your Mercedes-Benz CL-Class.

Since many drivers have only the minimum liability required by law, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is a good idea.

Coverage for medical expenses

Personal Injury Protection (PIP) and medical payments coverage reimburse you for bills such as surgery, dental work, nursing services and ambulance fees. They are used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. It covers both the driver and occupants in addition to being hit by a car walking across the street. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage

Comprehensive insurance

Comprehensive insurance coverage will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage pays for things such as hail damage, fire damage, a broken windshield and falling objects. The maximum amount you’ll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle’s value it’s probably time to drop comprehensive insurance.

Collision coverage protection

Collision insurance covers damage to your CL-Class from colliding with an object or car. You have to pay a deductible and then insurance will cover the remainder.

Collision can pay for things like rolling your car, hitting a mailbox, crashing into a building and backing into a parked car. Collision is rather expensive coverage, so analyze the benefit of dropping coverage from older vehicles. It’s also possible to raise the deductible in order to get cheaper collision rates.