2008 Bentley Continental GTC Insurance Cost

Trying to find the cheapest insurance rates for your Bentley Continental GTC? Cutting costs on insurance is always nearly impossible for people who are new to buying insurance online. There are so many companies to choose from that it can be a real challenge to compare prices.

It’s a good habit to check insurance prices at least once a year because rates are constantly changing. Just because you had the best price for Continental GTC insurance last year you will most likely find a better rate today. Forget all the misinformation about insurance because we’re going to demonstrate the tricks you need to know to eliminate unnecessary coverages and save money.

Insurance Coverage Comparisons

All the larger insurance coverage companies allow you to get insurance quotes on their websites. Getting online rates is fairly simple as you just type in your personal and coverage information as detailed in the form. Once entered, the company’s rating system will obtain information on your driving record and credit history and returns a price quote.

Quoting online makes it a lot easier to compare rates but the time it takes to visit each company’s website and repetitively enter the same data into a form is repetitive and time-consuming. Unfortunately, it is important to do this if you are searching for the lowest insurance coverage rates.

The preferred way to locate the lowest prices uses one form that gets price quotes from several companies at one time. This type of form saves time, eliminates form submissions, and makes online shopping much more enjoyable and efficient. As soon as the form is sent, it is quoted and you are able to buy any one of the quotes returned.

If you find a better price you simply finish the application and purchase coverage. It just takes a couple of minutes and can result in significant savings.

To find out how much you’re overpaying now, simply click here to open in new window and fill out the form. To compare your current rates, we recommend you type in the coverages identical to your current policy. Doing this guarantees you will receive rate quotes using the same coverage and limits.

Tailor your coverage to you

When choosing coverage for your personal vehicles, there really is no “perfect” insurance plan. Each situation is unique.

For example, these questions can aid in determining if you would benefit from an agent’s advice.

• What is covered by UM/UIM coverage?
• What can I do if my company won’t pay a claim?
• Is my business laptop covered if it gets stolen from my vehicle?
• What is UM/UIM insurance?
• Exactly who is provided coverage by my policy?
• Am I covered if I break a side mirror?

If you don’t know the answers to these questions, you might consider talking to an agent. If you don’t have a local agent, simply complete this short form.

Coverage specifics

Learning about specific coverages of your policy can help you determine the best coverages for your vehicles. The coverage terms in a policy can be difficult to understand and even agents have difficulty translating policy wording.

Uninsured/Underinsured Motorist (UM/UIM)

This provides protection when the “other guys” either are underinsured or have no liability coverage at all. It can pay for injuries to you and your family as well as your vehicle’s damage.

Since a lot of drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family. Frequently these limits are identical to your policy’s liability coverage.

Collision insurance

Collision insurance pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder.

Collision coverage pays for things such as crashing into a ditch, backing into a parked car and rolling your car. This coverage can be expensive, so analyze the benefit of dropping coverage from older vehicles. Another option is to bump up the deductible in order to get cheaper collision rates.

Liability auto insurance

This coverage can cover damage or injury you incur to people or other property in an accident. This coverage protects you from legal claims by others, and does not provide coverage for damage sustained by your vehicle in an accident.

It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show values of 50/100/50 that translate to a $50,000 limit per person for injuries, a per accident bodily injury limit of $100,000, and $50,000 of coverage for damaged propery. Occasionally you may see a combined limit that pays claims from the same limit without having the split limit caps.

Liability coverage protects against claims like legal defense fees, funeral expenses, court costs, medical services and bail bonds. How much liability should you purchase? That is up to you, but you should buy higher limits if possible.

Comprehensive insurance

This covers damage from a wide range of events other than collision. A deductible will apply and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage protects against claims such as damage from flooding, fire damage, rock chips in glass, hitting a deer and hail damage. The maximum amount you’ll receive from a claim is the ACV or actual cash value, so if the vehicle is not worth much it’s not worth carrying full coverage.

Med pay and Personal Injury Protection (PIP)

Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses for things like chiropractic care, X-ray expenses, pain medications, EMT expenses and surgery. They can be utilized in addition to your health insurance policy or if there is no health insurance coverage. Medical payments and PIP cover both the driver and occupants as well as being hit by a car walking across the street. Personal Injury Protection is not universally available and may carry a deductible