2010 Bentley Continental Flying Spur Insurance Cost

Want lower insurance coverage rates for your Bentley Continental Flying Spur? Have you fallen victim to high-priced insurance coverage? Believe me, many consumers are feeling buyer’s remorse and feel like there’s no way out. Having so many insurance providers from which to choose, it can be diffult for consumers to choose the cheapest insurer.

You should take the time to take a look at other company’s rates at least once a year because insurance rates change quite often. Just because you found the best deal for Continental Flying Spur insurance a couple years back other companies may now be cheaper. Starting right now, forget all the misinformation about insurance coverage because you’re about to learn the tricks you need to know to reduce your cost while increasing coverage.

Choosing the best insurance company for you is not rocket science. If you are insured now or are looking for a new policy, you can use this information to get lower rates while maximizing coverage. Vehicle owners only need to know the best way to shop their coverage around on the web.

Vehicle Insurance Comparison

Performing a rate comparison can take time and effort if you don’t understand the most efficient way. You can spend countless hours discussing policy coverages with insurance companies in your area, or you could save time and use the internet to maximize your effort.

The majority of car insurance companies are enrolled in a marketplace where prospective buyers submit one quote, and at least one company can provide price quotes. This prevents consumers from doing form submissions for each company.

To compare 2010 Bentley Continental Flying Spur rates now click here (opens in new window).

The only drawback to doing it this way is you cannot specify which companies you will receive quotes from. So if you prefer to pick from a list of companies to compare rates, we have a page of auto insurance companies in your area. View list of insurance companies.

However you get your quotes, double check that you are using the exact same coverage limits for each comparison quote. If you have differing limits it will be next to impossible to determine the best price for your Bentley Continental Flying Spur.

These discounts can slash car insurance rates

Auto insurance companies don’t always advertise all available discounts very clearly, so we took the time to find some of the more common and the harder-to-find savings tricks you should be using. If you’re not getting every credit you deserve, you are paying more than you should be.

  • Homeowners Savings – Owning a house can help you save on car insurance because maintaining a house requires personal responsibility.
  • Multi-policy Discount – If you insure your home and vehicles with one insurance company you could get a discount of approximately 10% to 15%.
  • One Accident Forgiven – Certain companies will forgive one accident before hitting you with a surcharge if you are claim-free for a particular time prior to the accident.
  • Anti-lock Brake System – Cars that have steering control and anti-lock brakes are safer to drive and qualify for as much as a 10% discount.
  • Sign Online – Some insurance companies will discount your bill up to fifty bucks for buying your policy online.
  • Discount for New Cars – Putting insurance coverage on a new car can cost up to 25% less compared to insuring an older model.
  • Driver’s Ed – Cut your cost by having your teen driver enroll in driver’s education if offered at their school.
  • Low Mileage – Fewer annual miles on your Bentley could be rewarded with discounted rates on garaged vehicles.

It’s important to understand that most discounts do not apply to the entire cost. Some only apply to specific coverage prices like comp or med pay. So when it seems like it’s possible to get free car insurance, you’re out of luck.

Car insurance companies who might offer these discounts include:

Before buying, ask all companies you are considering which discounts you may be entitled to. Savings might not be offered in your state.

When might I need the advice of an agent?

When it comes to buying adequate coverage, there is no one size fits all plan. Every insured’s situation is different and a cookie cutter policy won’t apply. Here are some questions about coverages that can help discover if you will benefit from professional help.

  • Should I buy more coverage than the required minimum liability coverage?
  • What should my uninsured motorist coverage limits be in my state?
  • Are rental cars covered under my policy?
  • Which companies will insure high-risk drivers?
  • Am I covered when pulling a rental trailer?
  • What is the minimum liability in my state?
  • Why does it cost so much to insure a teen driver?

If you don’t know the answers to these questions but a few of them apply, then you may want to think about talking to an insurance agent. If you don’t have a local agent, fill out this quick form or go to this page to view a list of companies. It is quick, free and may give you better protection.

Educate yourself about insurance coverages

Understanding the coverages of insurance can help you determine the best coverages and the correct deductibles and limits. Policy terminology can be ambiguous and coverage can change by endorsement. Shown next are the normal coverages found on most insurance policies.

Collision protection

This coverage will pay to fix damage to your Continental Flying Spur resulting from a collision with another vehicle or an object, but not an animal. You will need to pay your deductible then the remaining damage will be paid by your insurance company.

Collision coverage protects against things such as crashing into a ditch, colliding with a tree and damaging your car on a curb. This coverage can be expensive, so consider dropping it from vehicles that are 8 years or older. Drivers also have the option to bump up the deductible to bring the cost down.

Coverage for liability

This coverage can cover damage that occurs to people or other property in an accident. It protects YOU from claims by other people, and doesn’t cover your own vehicle damage or injuries.

It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You might see values of 25/50/25 which stand for $25,000 in coverage for each person’s injuries, a per accident bodily injury limit of $50,000, and $25,000 of coverage for damaged propery.

Liability coverage pays for things like repair costs for stationary objects, attorney fees and emergency aid. How much liability coverage do you need? That is a personal decision, but buy as high a limit as you can afford.

Comprehensive protection

This coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage.

Comprehensive can pay for things such as damage from a tornado or hurricane, hitting a bird and a tree branch falling on your vehicle. The highest amount you’ll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle’s value consider dropping full coverage.

Medical expense coverage

Coverage for medical payments and/or PIP reimburse you for short-term medical expenses like ambulance fees, pain medications and dental work. They can be used to fill the gap from your health insurance program or if you lack health insurance entirely. They cover you and your occupants and also covers getting struck while a pedestrian. Personal injury protection coverage is not available in all states and may carry a deductible

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle’s occupants from other drivers when they are uninsured or don’t have enough coverage. This coverage pays for injuries to you and your family and damage to your Bentley Continental Flying Spur.

Since a lot of drivers only carry the minimum required liability limits, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important.