2012 Bentley Continental Flying Spur Insurance Quotes – 7 Tips for Cheaper Rates

Are you a victim of an underperforming, overpriced insurance policy? Trust us when we tell you many consumers feel financially strained by their insurance policy. Online insurance companies like Geico, 21st Century and Progressive promote their brand names with TV and radio ads and it can be hard to see past the corporate glitz and find the best price available.

It’s a great practice to do rate comparisons quite often since rates are rarely the same from one policy term to another. Even if you got the lowest rates on Continental Flying Spur coverage a few years ago there is a good chance you can find better rates now. You can find a lot of wrong information about insurance on the internet, so by reading this article, you’re going to learn some solid techniques on how to quit paying high insurance rates.

Compare the Market for Insurance

There are multiple methods to compare 2012 Bentley Continental Flying Spur insurance quotes, but one way is less time-consuming than others. You can waste a few hours (or days) driving to local insurance agents in your area, or you can utilize online quoting for quick rates.

Most of the larger companies are enrolled in a marketplace that enables customers to enter their policy data once, and each participating company returns a rated price based on that information. This prevents consumers from doing repetitive form submissions for every insurance company.

To compare pricing click here to open in new window.

The only downside to doing it this way is that you can’t choose which carriers to get quotes from. If you wish to select from a list of companies to compare prices, we have assembled a list of companies who write insurance in your area. Click here to view list.

It’s up to you how you get prices quotes, just compare identical coverages with every price quote. If you are comparing different values for each quote then you won’t be able to make an equal comparison.

Save on Bentley Continental Flying Spur insurance

Insuring your vehicles can cost a lot, but there could be available discounts that many people don’t even know exist. Some discounts apply automatically at quote time, but some may not be applied and must be requested specifically before being credited. If you’re not getting every credit you deserve, you’re just leaving money on the table.

  • More Vehicles More Savings – Insuring multiple cars or trucks with the same company may reduce the rate for each vehicle.
  • Early Switch Discount – A few companies offer discounts for buying a policy prior to your current policy expiration. It’s a savings of about 10%.
  • Own a Home – Owning a house may trigger a auto insurance policy discount because owning a home shows financial diligence.
  • Low Mileage Discounts – Low mileage vehicles could qualify for better rates on cars that stay parked.
  • Accident Free – Drivers who don’t have accidents can save substantially as compared to accident-prone drivers.
  • No Charge for an Accident – A handful of insurance companies permit an accident before your rates go up if you are claim-free for a particular time prior to the accident.
  • Pay Now and Pay Less – If you pay your bill all at once rather than paying monthly you may reduce your total bill.

It’s important to understand that most of the big mark downs will not be given to the entire cost. Most only reduce individual premiums such as liability and collision coverage. Just because you may think you could get a free auto insurance policy, you won’t be that lucky. But any discount will cut your premiums.

A partial list of companies who might offer some of the above discounts include:

Before buying, ask all companies you are considering which discounts they offer. All car insurance discounts might not apply in your area.

Tailor your coverage to you

When buying the right insurance coverage, there really is not a cookie cutter policy. Every situation is different so your insurance should reflect that Here are some questions about coverages that can help discover whether your personal situation would benefit from professional advice.

  • Why am I required to buy liability insurance?
  • Do I need PIP (personal injury protection) coverage in my state?
  • Are split liability limits better than a combined single limit?
  • What is the rate difference between pleasure use and commuting?
  • Do I benefit by insuring my home with the same company?
  • If my 2012 Bentley Continental Flying Spur is totaled, can I afford another vehicle?
  • What companies insure drivers after a DUI or DWI?
  • Am I insured when driving a different vehicle?

If you can’t answer these questions, you might consider talking to a licensed agent. To find an agent in your area, complete this form or you can also visit this page to select a carrier It only takes a few minutes and can help protect your family.

Coverage specifics

Having a good grasp of a car insurance policy helps when choosing the best coverages for your vehicles. The terms used in a policy can be impossible to understand and reading a policy is terribly boring. Shown next are typical coverage types found on most car insurance policies.

Collision coverage

This pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision coverage protects against things such as colliding with a tree, colliding with another moving vehicle, sideswiping another vehicle and damaging your car on a curb. This coverage can be expensive, so consider removing coverage from older vehicles. Drivers also have the option to increase the deductible to save money on collision insurance.

Medical expense insurance

Medical payments and Personal Injury Protection insurance pay for bills such as doctor visits, prosthetic devices and ambulance fees. They are often used to fill the gap from your health insurance policy or if you do not have health coverage. It covers not only the driver but also the vehicle occupants and also covers any family member struck as a pedestrian. Personal Injury Protection is only offered in select states and gives slightly broader coverage than med pay

Protection from uninsured/underinsured drivers

This coverage gives you protection from other motorists when they do not carry enough liability coverage. It can pay for hospital bills for your injuries as well as damage to your Bentley Continental Flying Spur.

Since a lot of drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage should not be overlooked. Normally these coverages are set the same as your liablity limits.

Comprehensive (Other than Collision)

This coverage pays for damage that is not covered by collision coverage. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for things like damage from a tornado or hurricane, rock chips in glass and a tree branch falling on your vehicle. The highest amount you can receive from a comprehensive claim is the market value of your vehicle, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.

Liability insurance

Liability insurance protects you from damages or injuries you inflict on a person or their property that is your fault. It protects you against claims from other people. Liability doesn’t cover damage to your own property or vehicle.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. You might see limits of 100/300/100 that means you have a limit of $100,000 per injured person, $300,000 for the entire accident, and property damage coverage for $100,000. Alternatively, you may have one limit called combined single limit (CSL) which limits claims to one amount with no separate limits for injury or property damage.

Liability insurance covers things such as emergency aid, funeral expenses and loss of income. The amount of liability coverage you purchase is a decision to put some thought into, but buy as large an amount as possible.

Compare but don’t skimp

Affordable 2012 Bentley Continental Flying Spur insurance can be bought from both online companies in addition to many insurance agents, and you should be comparing both to have the best selection. Some companies do not provide online quoting and most of the time these smaller companies sell through independent agents.

In this article, we presented a lot of ways to lower your insurance rates. It’s most important to understand that the more companies you get rates for, the better your chances of lowering your rates. You may even find the best price on car insurance is with the least-expected company. These companies may only write in your state and offer lower rates than the large multi-state companies such as Progressive or Geico.

Much more information about car insurance is available below: