Cheaper 2014 Bentley Continental GTC Insurance Quotes

Tired of robbing Peter to pay Paul each month for car insurance? You’re in the same situation as many other drivers.

Big-name insurance companies like Geico and Progressive increase brand awareness with advertising and it is challenging if not impossible to see past the corporate glitz and effectively compare rates to find the best deal.

Discounts to lower 2014 Bentley Continental GTC insurance rates

Car insurance companies don’t always advertise every discount in a way that’s easy to find, so we researched both the well known and also the lesser-known discounts you could be receiving.

  • Multi-car Discount – Buying coverage for more than one vehicle on one policy could earn a price break for each car.
  • Save with a New Car – Buying coverage on a new vehicle can be considerably cheaper since new cars are generally safer.
  • Club Memberships – Belonging to certain professional organizations could trigger savings on your policy for Continental GTC coverage.
  • College Student – Any of your kids who are attending college and do not have access to a covered vehicle can receive lower rates.
  • Life Insurance – Select insurance companies reward you with better rates if you take out life insurance.

Consumers should know that many deductions do not apply the the whole policy. A few only apply to specific coverage prices like comprehensive or collision. So when it seems like having all the discounts means you get insurance for free, companies don’t profit that way.

For a list of insurers who offer insurance coverage discounts, click this link.

Comparison of Car Insurance

To find the best car insurance prices, there are several ways to compare rate quotes from local car insurance companies. By far the easiest way to find the cheapest 2014 Bentley Continental GTC insurance rates involves getting comparison quotes online. This can be done in just a few minutes using one of these methods.

  • The first (and easiest) way to compare a lot of rates at once is an all-inclusive rate comparison like this one (opens in new window). This type of form keeps you from doing separate quotes for each company. In just a few minutes this one form gets you price quotes from multiple companies.
  • A more time consuming way to get comparison quotes is to manually visit each company website to complete their respective quote request forms. For example, let’s assume you want to compare Allstate, Esurance and Liberty Mutual. To get each rate you have to take the time to go to each site and enter your information, which is why the first method is quicker.

    To view a list of companies in your area, click here.

It doesn’t matter which method you choose, just ensure you are comparing the exact same quote information on every quote you get. If your comparisons have unequal deductibles or liability limits then you won’t be able to truly determine the lowest rate. Having just a slight variation in limits can make a big difference in price. And when price shopping your coverage, obtaining a wide range of quotes will enable you to find the best rates.

Tailor your coverage to you

When choosing the best insurance coverage coverage for your vehicles, there really is no “best” method to buy coverage. Everyone’s situation is unique so your insurance needs to address that. These are some specific questions may help you determine whether or not you may require specific advice.

  • Is there coverage for injuries to my pets?
  • Are there companies who specialize in insuring high-risk drivers?
  • Can I pay claims out-of-pocket if I buy high deductibles?
  • Why am I required to get a high-risk car insurance policy?
  • What is high-risk coverage and where do I buy it?
  • Can I rate high risk drivers on liability-only vehicles?
  • Does medical payments coverage apply to all occupants?
  • Does my policy pay for OEM or aftermarket parts?

If you’re not sure about those questions, then you may want to think about talking to an agent. If you don’t have a local agent, simply complete this short form or click here for a list of insurance coverage companies in your area.

Detailed coverages of your insurance policy

Having a good grasp of insurance helps when choosing the right coverages and proper limits and deductibles. Insurance terms can be impossible to understand and nobody wants to actually read their policy. Below you’ll find typical coverage types found on most insurance policies.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage gives you protection when the “other guys” either are underinsured or have no liability coverage at all. It can pay for injuries to you and your family as well as your vehicle’s damage.

Since many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Collision protection

This coverage pays for damage to your Continental GTC caused by collision with another car or object. You first must pay a deductible then your collision coverage will kick in.

Collision insurance covers things such as sustaining damage from a pot hole, crashing into a ditch and colliding with a tree. This coverage can be expensive, so consider removing coverage from vehicles that are older. You can also choose a higher deductible to save money on collision insurance.

Insurance for medical payments

Coverage for medical payments and/or PIP pay for expenses for things like chiropractic care, funeral costs and EMT expenses. They can be used to cover expenses not covered by your health insurance policy or if you do not have health coverage. Medical payments and PIP cover all vehicle occupants as well as getting struck while a pedestrian. Personal Injury Protection is not an option in every state and may carry a deductible

Comprehensive coverage (or Other than Collision)

Comprehensive insurance pays for damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive coverage pays for claims such as falling objects, hitting a deer, a tree branch falling on your vehicle and hail damage. The maximum payout a insurance company will pay at claim time is the actual cash value, so if the vehicle is not worth much consider dropping full coverage.

Liability auto insurance

Liability coverage provides protection from damage or injury you incur to people or other property that is your fault. It protects you against other people’s claims. It does not cover your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. Your policy might show policy limits of 100/300/100 that translate to $100,000 bodily injury coverage, a limit of $300,000 in injury protection per accident, and a limit of $100,000 paid for damaged property.

Liability insurance covers claims like bail bonds, emergency aid and legal defense fees. The amount of liability coverage you purchase is your choice, but you should buy as much as you can afford.

Spend less. Save more.

You just learned a lot of information how to lower your 2014 Bentley Continental GTC insurance rates. The most important thing to understand is the more times you quote, the better your comparison will be. You may even discover the best prices are with an unexpected company. These smaller insurers can often provide lower rates in certain areas than the large multi-state companies such as State Farm and Allstate.

Discount insurance is definitely available both online as well as from independent agents, so you should compare both to have the best rate selection. Some insurance providers don’t offer online price quotes and usually these smaller companies provide coverage only through local independent agents.

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