2015 Mercedes-Benz E-Class Insurance Quotes – 10 Tips to Save

Trying to find lower insurance coverage rates for your Mercedes-Benz E-Class? Have you fallen victim to high-priced insurance coverage? Trust us, there are many consumers feeling the pinch from expensive insurance coverage. You have so many insurers to purchase coverage from, and though it is a good thing to be able to choose, it makes it harder to adequately compare rates.

How to Get Insurance Coverage Comparison Quotes

Most companies like Allstate, Geico and Progressive allow you to get insurance quotes online. Getting quotes is fairly straightforward as you simply enter your required coverages into a form. Behind the scenes, the company’s rating system makes automated requests for credit information and your driving record and provides a quote based on many factors. This makes comparing rates easy, but the process of having to visit many different websites and type in the same information can be a bit tiresome and repetitive. But it’s very important to do this if you are searching for the lowest insurance coverage rates.

Compare rates the easy way

The smarter way to compare insurance coverage pricing utilizes a single form to get prices from a bunch of companies at once. It saves time, reduces the work, and makes comparison shopping much more enjoyable and efficient. As soon as you send your information, your coverage is rated with multiple companies and you can pick your choice of the price quotes you receive. If one or more price quotes are lower than your current rates, you simply finish the application and purchase coverage. The entire process takes just a few minutes to complete and can result in significant savings.

To save time and find out how much you can save on insurance coverage, click here to open in a new tab and enter your vehicle and coverage information. If you have your current policy handy, we recommend you type in your coverages exactly as shown on your declarations page. Doing this assures you are getting comparison quotes using the same coverage and limits.

Everyone needs different coverages

When choosing coverage, there is no best way to insure your cars. Every situation is different so your insurance needs to address that. Here are some questions about coverages that may help highlight if your insurance needs could use an agent’s help.

Does my 2015 Mercedes-Benz E-Class need full coverage?
Should I put collision coverage on all my vehicles?
Does having multiple vehicles earn me a discount?
Does my personal policy cover me when driving out-of-state?
Why is insurance for a teen driver so high?
Am I missing any policy discounts?
Should I buy full coverage?

If you don’t know the answers to these questions but you think they might apply to your situation, then you may want to think about talking to a licensed agent. If you want to speak to an agent in your area, fill out this quick form or you can also visit this page to select a carrier It is quick, free and can provide invaluable advice.

Insurance coverage options for a 2015 Mercedes-Benz E-Class

Learning about specific coverages of a insurance policy aids in choosing the right coverages and the correct deductibles and limits. The terms used in a policy can be ambiguous and nobody wants to actually read their policy. Shown next are the usual coverages found on the average insurance policy.

Medical expense insurance

Med pay and PIP coverage pay for bills such as ambulance fees, funeral costs, EMT expenses and X-ray expenses. They are often used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. It covers all vehicle occupants in addition to if you are hit as a while walking down the street. Personal Injury Protection is only offered in select states and gives slightly broader coverage than med pay

Liability car insurance

Liability coverage will cover damages or injuries you inflict on a person or their property that is your fault. Coverage consists of three different limits, per person bodily injury, per accident bodily injury, and a property damage limit. You commonly see policy limits of 25/50/25 that means you have $25,000 in coverage for each person’s injuries, a total of $50,000 of bodily injury coverage per accident, and a limit of $25,000 paid for damaged property.

Liability can pay for things such as legal defense fees, medical expenses and repair bills for other people’s vehicles. How much liability coverage do you need? That is up to you, but consider buying as high a limit as you can afford.

Coverage for collisions

This coverage will pay to fix damage to your E-Class caused by collision with another vehicle or an object, but not an animal. You first must pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage protects against claims like driving through your garage door, backing into a parked car and damaging your car on a curb. Paying for collision coverage can be pricey, so you might think about dropping it from vehicles that are older. Drivers also have the option to choose a higher deductible to get cheaper collision coverage.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle’s occupants when other motorists are uninsured or don’t have enough coverage. This coverage pays for injuries to you and your family and damage to your 2015 Mercedes-Benz E-Class.

Since a lot of drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Comprehensive (Other than Collision)

This will pay to fix damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage pays for things like falling objects, a tree branch falling on your vehicle, damage from getting keyed and vandalism. The highest amount a insurance company will pay at claim time is the actual cash value, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.