Compare 2017 Chevrolet Silverado 1500 Car Insurance Cost

Want lower insurance rates for your Chevrolet Silverado 1500? Are you a victim of overpriced insurance? Believe me when I say there are many people just like you.

Multiple car insurance companies compete for your business, and because of this it can be hard to compare insurance companies and uncover the absolute best rates possible.

The quickest method to compare insurance rates from multiple companies takes advantage of the fact most of the bigger providers provide online access to compare their rates. All you need to do is take a few minutes to give details such as an estimate of your credit level, if you have a valid license, whether you drive to work or school, and your occupation. Your insurance information gets sent immediately to many different companies and you will receive price estimates instantly.

To get price quotes for your , click here and see if a lower rate is available.

Tailor your coverage to you

When it comes to buying the right insurance coverage for your vehicles, there isn’t really a “best” method to buy coverage. Each situation is unique so this has to be addressed. These are some specific questions can aid in determining if you would benefit from an agent’s advice.

• What is the difference between comprehensive and collision coverage?
• How many claims can I have before being cancelled?
• Do I have coverage for damage caused while driving under the influence?
• Is my state a no-fault state?
• I have health insurance so do I need medical payments coverage?
• Should I buy full coverage?
• Can I afford to pay high deductible claims out of pocket?
• Exactly who is provided coverage by my policy?
• Should I carry comprehensive and collision coverage?
• Do I need to file an SR-22 for a DUI in my state?

If it’s difficult to answer those questions, you may need to chat with an insurance agent. To find an agent in your area, simply complete this short form or go to this page to view a list of companies.

Car insurance coverages and their meanings

Learning about specific coverages of your policy can be of help when determining appropriate coverage and proper limits and deductibles. Car insurance terms can be impossible to understand and nobody wants to actually read their policy. These are the usual coverages found on the average car insurance policy.

Comprehensive insurance – This pays for damage from a wide range of events other than collision. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage pays for claims such as a broken windshield, falling objects, a tree branch falling on your vehicle, damage from a tornado or hurricane and hitting a deer. The highest amount you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.

Liability – Liability insurance can cover damage or injury you incur to a person or their property that is your fault. This insurance protects YOU against claims from other people. It does not cover damage sustained by your vehicle in an accident.

Coverage consists of three different limits, per person bodily injury, per accident bodily injury, and a property damage limit. You might see limits of 25/50/25 that translate to $25,000 bodily injury coverage, a per accident bodily injury limit of $50,000, and property damage coverage for $25,000.

Liability can pay for claims like court costs, emergency aid, loss of income, medical expenses and repair bills for other people’s vehicles. How much coverage you buy is up to you, but buy as much as you can afford.

Med pay and Personal Injury Protection (PIP) – Personal Injury Protection (PIP) and medical payments coverage pay for bills for dental work, doctor visits, ambulance fees and pain medications. They are utilized in addition to your health insurance plan or if you are not covered by health insurance. Coverage applies to both the driver and occupants and also covers being hit by a car walking across the street. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage

Uninsured/Underinsured Motorist (UM/UIM) – Your UM/UIM coverage gives you protection when other motorists do not carry enough liability coverage. This coverage pays for hospital bills for your injuries as well as damage to your Chevy Silverado 1500.

Because many people only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is a good idea.

Collision coverage – Collision coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You have to pay a deductible then your collision coverage will kick in.

Collision coverage protects against claims such as sideswiping another vehicle, hitting a parking meter and crashing into a building. Collision coverage makes up a good portion of your premium, so you might think about dropping it from lower value vehicles. Drivers also have the option to raise the deductible to get cheaper collision coverage.