How Much Does 2017 Ford Transit Connect Car Insurance Cost?

Overpriced insurance coverage can draw down your funds and possibly require you to analyze your spending habits. Comparison shopping is a fast and free way to reduce premiums and put more money in your pocket.

Lots of insurance companies contend for your hard-earned dollar, and it can be difficult to compare rates and uncover the absolute best price available.

How to buy auto insurance online

The majority of larger companies make it easy to get coverage price quotes direct online. Getting online rates is fairly straightforward as you simply type in your coverage information on the page. Once you submit the form, the company’s rating system gets your driving record and credit report and gives you a price quote based on these and other factors. Online price quotes streamlines rate comparisons, but the time it takes to visit different websites and type in the same data is monotonous and tiresome. But it’s necessary to compare as many rates as possible in order to get the best price on auto insurance.

An easier way to lower your rates uses one form that gets prices from a bunch of companies at once. It’s a real time-saver, requires less work, and makes rate comparisons much simpler. After sending the form, it gets priced with multiple companies and you can pick any of the pricing results.

If you find a better price you simply finish the application and purchase coverage. The whole process just takes a couple of minutes and can result in significant savings.

In order to compare pricing, simply click here to open in new window and begin entering your coverage information. If you have a policy now, it’s recommended that you enter the insurance coverages as shown on your current policy. Doing this guarantees you’re receiving rate quotes for similar insurance coverage.

Tailor your insurance coverage coverage to you

When it comes to buying the best insurance coverage coverage, there really is not a single plan that fits everyone. Each situation is unique so this has to be addressed. For instance, these questions might help in determining whether you might need professional guidance.

  • Do I need added coverage for expensive stereo equipment?
  • Why is insurance for a teen driver so high?
  • Is my custom paint covered by insurance?
  • Does my medical payments coverage pay my health insurance deductible?
  • Do I need replacement cost coverage?
  • Can I still get insurance after a DUI?

If you don’t know the answers to these questions but you think they might apply to your situation, you might consider talking to a licensed agent. If you want to speak to an agent in your area, fill out this quick form or you can also visit this page to select a carrier It is quick, free and can provide invaluable advice.

Insurance coverage breakdown

Learning about specific coverages of your policy helps when choosing which coverages you need and the correct deductibles and limits. The coverage terms in a policy can be impossible to understand and reading a policy is terribly boring. These are typical coverage types found on the average insurance policy.

Liability

Liability insurance will cover injuries or damage you cause to other’s property or people. This coverage protects you from legal claims by others. Liability doesn’t cover damage sustained by your vehicle in an accident.

Liability coverage has three limits: per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show values of 100/300/100 which means $100,000 in coverage for each person’s injuries, a total of $300,000 of bodily injury coverage per accident, and property damage coverage for $100,000. Occasionally you may see a combined limit which combines the three limits into one amount and claims can be made without the split limit restrictions.

Liability insurance covers claims such as medical services, bail bonds and medical expenses. How much coverage you buy is a personal decision, but buy as much as you can afford.

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle from other motorists when they either have no liability insurance or not enough. This coverage pays for injuries to you and your family and damage to your Ford Transit Connect.

Because many people only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. So UM/UIM coverage should not be overlooked. Usually these coverages are identical to your policy’s liability coverage.

Collision coverage

Collision coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision can pay for things like driving through your garage door, damaging your car on a curb, hitting a mailbox and scraping a guard rail. Paying for collision coverage can be pricey, so you might think about dropping it from vehicles that are older. Another option is to increase the deductible to get cheaper collision coverage.

Comprehensive protection

Comprehensive insurance pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers claims such as fire damage, vandalism and damage from getting keyed. The maximum payout you’ll receive from a claim is the cash value of the vehicle, so if the vehicle’s value is low it’s not worth carrying full coverage.

Medical expense coverage

Coverage for medical payments and/or PIP provide coverage for short-term medical expenses for things like pain medications, funeral costs, prosthetic devices and surgery. The coverages can be used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Medical payments and PIP cover you and your occupants and will also cover if you are hit as a while walking down the street. Personal Injury Protection is not an option in every state and gives slightly broader coverage than med pay