Cheaper 2017 Mercedes-Benz SL-Class Car Insurance Quotes

Want better car insurance rates for your Mercedes-Benz SL-Class? Having to pay for high-priced car insurance can draw down your budget and force you to make sacrifices. Performing a rate comparison is free, only takes a few minutes, and is a good way to tighten up your finances.

Due to the abundance of car insurance companies to choose from, it is hard for the average consumer to pick the lowest price company.

First Step: Get free auto insurance quotes

Getting low cost 2017 Mercedes-Benz SL-Class auto insurance pricing is not rocket science. Consumers just need to take time getting comparison quotes from online providers. It’s super easy and can be done by using one of the methods below.

Hands down the most simple method to get the best comparison quotes is a comparison rater form (click to open form in new window). This method saves time by eliminating separate quotes for every auto insurance company. One simple form gets rate comparisons from all major companies.
A less efficient way to find better pricing requires a visit to the website for every company you want to comare and request a quote. For example, let’s say you want comparison quotes from Geico, Safeco and Progressive. You would have to navigate to each company’s site and enter your information, which is why the first method is more popular. For a list of links to insurance companies in your area, click here.

Whichever way you use, try to keep identical quote data on every quote. If the quotes have different liability limits you can’t possibly determine the lowest rate for your Mercedes-Benz SL-Class.

Don’t overlook these insurance coverage discounts

Companies do not list the entire discount list very clearly, so we researched some of the best known in addition to some of the lesser obvious discounts that may be available. If you do not double check each discount you qualify for, it’s possible you qualify for a lower rate.

No Claim Discounts – Good drivers with no accidents can earn big discounts in comparison with frequent claim filers.
Telematics Discount – Drivers that enable their insurance company to spy on where and when they drive by using a telematics device in their vehicle such as Snapshot from Progressive or Drivewise from Allstate might get better premium rates if their driving habits are good.
College Student – Older children who live away from home to go to college and won’t have access to an insured vehicle can receive lower rates.
Sign Online – Some of the larger companies give back up to $50 for buying a policy and signing up on the internet.
Driver’s Education for Students – Teen drivers should complete a driver education course in school or through a local driver safety program.
Active Service Discounts – Having an actively deployed family member could be rewarded with lower rates.
Good Grades Discount – This discount may save you up to 25%. Most companies allow this discount well after school through age 25.
Pay Now and Pay Less – If you pay your entire premium ahead of time rather than spreading payments over time you can actually save on your bill.

As a disclaimer on discounts, most discount credits are not given to the entire policy premium. Most only cut the price of certain insurance coverages like liability and collision coverage. Even though it may seem like you could get a free insurance coverage policy, that’s just not realistic.

A few of the larger companies and a partial list of their discounts can be found below.

State Farm offers discounts including good student, accident-free, defensive driving training, safe vehicle, multiple autos, and good driver.
Geico has savings for driver training, defensive driver, multi-vehicle, emergency military deployment, and anti-lock brakes.
Allstate discounts include EZ pay plan discount, FullPay discount, 55 and retired, auto/life discount, anti-lock brakes, and farm vehicle.
SAFECO may include discounts for drive less, bundle discounts, homeowner, accident prevention training, and safe driver.
Farm Bureau policyholders can earn discounts including good student, multi-vehicle, youthful driver, 55 and retired, driver training, safe driver, and renewal discount.
Progressive includes discounts for multi-policy, homeowner, online signing, online quote discount, and multi-vehicle.
AAA offers premium reductions for good driver, multi-policy, good student, anti-theft, and AAA membership discount.

It’s a good idea to ask every prospective company what discounts are available to you. Savings might not apply in your area. If you would like to see a list of companies that offer discounts, follow this link.

When to get professional advice

When choosing the best insurance coverage for your vehicles, there is no cookie cutter policy. Your needs are not the same as everyone else’s and your policy should reflect that. These are some specific questions may help you determine whether you would benefit from professional advice.

What is no-fault insurance?
Why does it cost so much to insure a teen driver?
Should I buy more coverage than the required minimum liability coverage?
Is a fancy paint job covered?
Am I covered if hit by an uninsured driver?
What is an SR-22 filing?

If you’re not sure about those questions but you know they apply to you, you may need to chat with a licensed agent. If you don’t have a local agent, fill out this quick form or you can also visit this page to select a carrier It only takes a few minutes and you can get the answers you need.

Specific coverages for a 2017 Mercedes-Benz SL-Class

Understanding the coverages of a insurance policy aids in choosing appropriate coverage for your vehicles. Insurance terms can be difficult to understand and even agents have difficulty translating policy wording. Below you’ll find typical coverages found on most insurance policies.

Uninsured Motorist or Underinsured Motorist insurance

This coverage protects you and your vehicle’s occupants when other motorists do not carry enough liability coverage. Covered claims include hospital bills for your injuries and also any damage incurred to your Mercedes-Benz SL-Class.

Since a lot of drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is important protection for you and your family. Frequently your uninsured/underinsured motorist coverages are similar to your liability insurance amounts.

Coverage for collisions

This pays for damage to your SL-Class caused by collision with an object or car. A deductible applies then your collision coverage will kick in.

Collision insurance covers things like sustaining damage from a pot hole, hitting a parking meter and scraping a guard rail. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are 8 years or older. You can also increase the deductible in order to get cheaper collision rates.

Liability coverages

This coverage will cover damage or injury you incur to people or other property that is your fault. This coverage protects you from legal claims by others. Liability doesn’t cover your injuries or vehicle damage.

Liability coverage has three limits: bodily injury per person, bodily injury per accident and property damage. Your policy might show limits of 25/50/25 that translate to a $25,000 limit per person for injuries, $50,000 for the entire accident, and a total limit of $25,000 for damage to vehicles and property. Alternatively, you may have a combined limit which provides one coverage limit rather than limiting it on a per person basis.

Liability insurance covers things like legal defense fees, funeral expenses, attorney fees, repair costs for stationary objects and repair bills for other people’s vehicles. The amount of liability coverage you purchase is a decision to put some thought into, but buy as much as you can afford.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage covers damage that is not covered by collision coverage. You first must pay your deductible then your comprehensive coverage will pay.

Comprehensive coverage pays for things such as falling objects, hail damage, damage from flooding and hitting a bird. The maximum payout you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.

Insurance for medical payments

Coverage for medical payments and/or PIP reimburse you for bills for X-ray expenses, EMT expenses and funeral costs. They are utilized in addition to your health insurance policy or if you lack health insurance entirely. Medical payments and PIP cover all vehicle occupants and will also cover any family member struck as a pedestrian. Personal Injury Protection is not an option in every state but it provides additional coverages not offered by medical payments coverage