2018 Jeep Compass Insurance Cost – 10 Savings Tips

Searching for better insurance prices for your Jeep Compass can turn out to be difficult, but you can use the following methods and make it easy.

There is a better way to buy insurance coverage so we’re going to tell you the absolute fastest way to get price quotes on a Jeep and find the cheapest rates from local insurance agents and online providers.

How much is insurance?

Reducing your 2018 Jeep Compass insurance rates is not rocket science. You just have to spend a little time comparing rates from online providers. You can get a good selection of rate quotes using a couple different methods.

• The most efficient method to find the lowest comparison rates is to use a rate comparison form click to view form in new window. This easy form saves time by eliminating separate forms for each company. Just one form will get you price quotes from all major companies. This is perfect if you don’t have a lot of time.
• A less efficient way to compare prices is going to the website for each individual company and request a quote. For sake of this example, let’s say you want rates from Liberty Mutual, Esurance and State Farm. You would have to visit each site and type in your information over and over, which is why the first method is more popular. For a list of links to insurance companies in your area, click here.

How you compare quotes is your choice, just try to use equivalent coverage data on every quote you get. If you use higher or lower deductibles it’s impossible to determine the lowest rate for your Jeep Compass.

Which is the best insurance coverage?

When choosing the right insurance coverage for your vehicles, there really is no best way to insure your cars. Every insured’s situation is different.

These are some specific questions may help you determine if you might need professional guidance.

• Why do I only qualify for high-risk insurance?
• What is roadside assistance coverage?
• Is business equipment covered while in my vehicle?
• Should I carry comprehensive and collision coverage?
• Is my ex-spouse still covered by my policy?
• Do I have any recourse if my insurance company denies a claim?

If you can’t answer these questions but one or more may apply to you, you might consider talking to an insurance agent. If you want to speak to an agent in your area, fill out this quick form. It’s fast, doesn’t cost anything and you can get the answers you need.

Car insurance coverages 101

Learning about specific coverages of your car insurance policy can be of help when determining appropriate coverage for your vehicles. The terms used in a policy can be difficult to understand and reading a policy is terribly boring.

Auto liability insurance

This coverage will cover damages or injuries you inflict on other people or property by causing an accident. Split limit liability has three limits of coverage: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. As an example, you may have limits of 100/300/100 that means you have $100,000 in coverage for each person’s injuries, a limit of $300,000 in injury protection per accident, and a limit of $100,000 paid for damaged property. Alternatively, you may have one limit called combined single limit (CSL) which combines the three limits into one amount without having the split limit caps.

Liability coverage pays for claims such as loss of income, court costs and structural damage. The amount of liability coverage you purchase is up to you, but it’s cheap coverage so purchase as high a limit as you can afford.

Medical expense coverage

Personal Injury Protection (PIP) and medical payments coverage pay for expenses for things like chiropractic care, EMT expenses and pain medications. They are used to cover expenses not covered by your health insurance plan or if you are not covered by health insurance. Medical payments and PIP cover not only the driver but also the vehicle occupants and will also cover any family member struck as a pedestrian. Personal injury protection coverage is not universally available and may carry a deductible

Comprehensive protection

This pays to fix your vehicle from damage that is not covered by collision coverage. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for claims such as damage from a tornado or hurricane, falling objects, hitting a deer and rock chips in glass. The most your car insurance company will pay is the ACV or actual cash value, so if it’s not worth much more than your deductible consider dropping full coverage.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage provides protection from other drivers when they either have no liability insurance or not enough. This coverage pays for injuries sustained by your vehicle’s occupants as well as damage to your Jeep Compass.

Because many people have only the minimum liability required by law, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family. Usually these coverages are set the same as your liablity limits.

Collision protection

Collision insurance will pay to fix damage to your Compass resulting from a collision with a stationary object or other vehicle. You have to pay a deductible then the remaining damage will be paid by your insurance company.

Collision coverage pays for claims such as sustaining damage from a pot hole, colliding with a tree, rolling your car and hitting a mailbox. Collision is rather expensive coverage, so consider removing coverage from lower value vehicles. You can also bump up the deductible to save money on collision insurance.