There are many options when trying to insure your vehicle. You can get prices from an insurance agent or price shop online to compare insurance costs of multiple companies. Finding cheaper car insurance online is simple to do and there is a good chance you may find lower rates.

Finding the best direct price on car insurance can be a challenge if you have never used online quoting. But don't be discouraged because we're going to show you how. The are a couple different ways to get quotes and find the best price. The quickest method to find the cheapest is to perform an online rate comparison. This can be accomplished by getting a quick quote here.

Insurance premiums on a 2001 can fluctuate considerably subject to many criteria. Some of these factors include:

• More performance equals higher cost
• Accidents raise premiums
• Home/auto policy bundles save money
• Pleasure use vs. commuting use
• Extra coverages like towing and rental
• Your job
• Insurance coverage level
• Whether you own your home

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old cost less compared to new models so the cost to replace them can decrease annual premiums. Although more recent vehicles have more advanced features included like sideview assist mirrors, pedestrian detection, lane departure warning system, and tire pressure monitors which may help offset higher rates.

Liability coverage

2001 liability coverage will cover damage that occurs to people or other property that is your fault. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so buy as high a limit as you can afford.

Collision coverage

This will pay to fix damage to your resulting from a collision with another car or object. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage for your 2001 can be pricey, so consider removing coverage from lower value vehicles. Drivers also have the option to increase the deductible in order to get cheaper .

Comprehensive coverage

This coverage covers damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay. The most you'll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage provides protection from other motorists when they are uninsured or don't have enough coverage. Since a lot of drivers carry very low liability coverage limits, their limits can quickly be used up. This is the reason having UM/UIM coverage should not be overlooked.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be used in conjunction with a health insurance program or if you are not covered by health insurance. Personal injury protection coverage is only offered in select states and may carry a deductible.