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Ford Edge Insurance Rates

Shopping for car insurance by getting online quotes is simple to do, plus you can save money. The critical component is getting rates from all companies in order to have every option.

Comparing car insurance rates direct online can be difficult if you have never used quoting online. But don't be discouraged because it's actually quite easy. There are several ways of comparing rates from local car insurance companies. The quickest method to compare Edge insurance quotes consists of shopping online. This can be done by comparing rates here.

Car insurance rates influenced by the following

Car insurance premiums on a Ford Edge can be significantly different subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Better credit means lower rates
  • Where you reside can make a big difference
  • The number of annual miles
  • Male rates may be higher
  • Deductible amount directly impacts your rate
  • Crash test rating for your Edge
  • Your occupation
  • Your coverage level
  • Home ownership saves money

An additional factor that will help determine Edge insurance rates is the year of the vehicle. Older cars and trucks have a lower value than newer models so the cost to replace them can decrease annual premiums. On the flip side, newer vehicles may have safety features like a telematics system, dual-stage airbags, a rollover prevention system, and a collision avoidance system that may help lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability

Edge liability coverage can cover damage or injury you incur to people or other property by causing an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so you should buy as large an amount as possible.

Collision coverage

Collision coverage covers damage to your Ford resulting from a collision with a stationary object or other vehicle. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Edge can be pricey, so consider removing coverage from older vehicles. You can also raise the deductible to get cheaper Edge insurance rates.

Comprehensive or Other Than Collision

This coverage pays for damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage. The highest amount your car insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when other motorists either are underinsured or have no liability coverage at all. Due to the fact that many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Medical costs insurance

Coverage for medical payments and/or PIP reimburse you for immediate expenses such as EMT expenses, pain medications, and nursing services. They are often used in conjunction with a health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is not an option in every state and gives slightly broader coverage than med pay.

How Much are Ford Edge Insurance Rates?