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Ford Excursion Insurance Cost

There are many options when finding cheaper insurance coverage on your Ford vehicle. You can either contact a local agent or price shop online to compare pricing from lots of different providers. Finding cheaper auto insurance through online providers is simple to do and there is a good chance you might just save a little.

Finding the best direct price on auto insurance can be a challenge if you have never used online quotes. But relax because comparing prices is actually very simple. Finding cheaper coverage prices is surprisingly easy. All you need to do is take the time to get quotes online with multiple companies. It is quite easy and can be accomplished by visiting this page.

Auto insurance rates paid to insure a Ford Excursion can vary widely subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Any accidents you may have
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Mature drivers pay less
  • Being married can lower rates
  • Extra coverages like towing and rental
  • Claims drive up premiums
  • Having continuous coverage saves you money
  • Whether you own your home

A final factor which can affect Excursion insurance cost is the model year. A newer vehicle have a higher actual cash value in comparison to later models so the payout to repair can inflate annual premiums. Although new Ford models may have a trim level with safety features included like forward-collision avoidance, a telematics system, tire pressure monitors, and autonomous braking which can provide discounts that lower premiums.

To get a better understanding how much rates will be for your vehicle, select the year of your Excursion below.

Liability auto insurance

Excursion liability coverage provides protection from damage that occurs to a person or their property that is your fault. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so consider buying higher limits if possible.

Collision protection

This pays to fix your vehicle from damage from colliding with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from vehicles that are older. Another option is to bump up the deductible in order to get cheaper Excursion insurance cost.

Comprehensive (Other than Collision)

This will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first and the remainder of the damage will be paid by your Ford Excursion comprehensive insurance. The maximum payout you'll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage gives you protection from other motorists when they either have no liability insurance or not enough. Since a lot of drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage should not be overlooked.

Medical expense insurance

Medical payments and Personal Injury Protection insurance reimburse you for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). The coverages can be used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Personal injury protection coverage is not universally available but can be used in place of medical payments coverage.

How Much are Ford Excursion Insurance Rates?