There are many options when insurance shopping for your vehicle. You can get prices from a local agent or shop online to check prices from a lot of car insurance companies. Shopping for car insurance through online companies is easy and there is a good chance you might just save a little.

Consumers not familiar with shopping for insurance may think purchasing cheap 2006 insurance is difficult. When shopping for car insurance there are multiple ways to compare rate quotes from different insurance companies. The easiest way to find competitive consists of shopping online. This can be accomplished by completing this short form.

Auto insurance rates for a 2006 can vary widely based upon several criteria. Some of these factors include:

• The performance level of your 2006
• Any accidents you may have
• Whether you insure your home with the same company
• Use of your vehicle
• Mature drivers pay less
• Having a spouse can save money
• Extra coverages like towing and rental
• What you do for a living
• The level of coverage
• Whether you own your home

A final factor that will help determine is the model year. Older cars and trucks cost less in comparison to older models so repair costs tend to be lower which will push premiums down. Conversely, new models may have a trim level with safety features such as a rollover prevention system, forward-collision avoidance, and dual-stage airbags which can give discounted rates.

Coverage for liability - Liability insurance provides protection from damage that occurs to other people or property by causing an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying higher limits if possible.

Collision - Collision coverage pays to fix your vehicle from damage caused by collision with another car or object. You will need to pay your deductible and then insurance will cover the remainder. 2006 collision insurance is rather expensive coverage, so consider dropping it from vehicles that are older. It's also possible to bump up the deductible to bring the cost down.

Comprehensive coverage (or Other than Collision) - Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your comprehensive insurance. The maximum payout you'll receive from a claim is the actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

UM/UIM Coverage - Your UM/UIM coverage protects you and your vehicle from other drivers when they either have no liability insurance or not enough. Due to the fact that many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is important protection for you and your family.

Insurance for medical payments - Medical payments and Personal Injury Protection insurance provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are used to fill the gap from your health insurance policy or if you do not have health coverage. PIP is not universally available but it provides additional coverages not offered by medical payments coverage.