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Mazda B-Series Insurance Rates

Shopping for car insurance from online rate quotes is easy and there is a good chance you might just save a little. The key is to take the time to get rates from all companies in order to accurately compare all your choices.

Consumers not familiar with shopping for insurance may think purchasing low-cost B-Series insurance is more work than they want to put in. When shopping for car insurance there are multiple ways to get quotes from different insurance companies. The fastest way to find the cheapest B-Series insurance quotes consists of shopping online. This can be accomplished by getting a quick quote here.

Auto insurance rates on a Mazda B-Series can vary widely based upon several criteria. Some of these factors include:

  • Your driving record
  • Credit rating
  • Where you reside can make a big difference
  • The number of annual miles
  • Men typically pay more than women
  • The deductible you choose
  • Safety rating of your B-Series
  • What you do for a living
  • The level of coverage
  • Whether you own your home

A final factor that will help determine B-Series insurance rates is the model year. Older cars and trucks cost less in comparison to older models so the cost to replace them will push premiums down. Conversely, more recent Mazda vehicles may have a trim level with safety features such as forward-collision avoidance, adaptive cruise control, and lane departure warning system which can help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Liability insurance

Liability insurance will cover damage that occurs to people or other property by causing an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying higher limits if possible.

Auto collision coverage

Collision coverage will pay to fix damage to your Mazda resulting from a collision with another car or object. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage for your B-Series can be pricey, so consider dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to bring the cost down.

Comprehensive protection

This coverage covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your Mazda B-Series comprehensive insurance. The maximum payout you'll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage provides protection from other drivers when they are uninsured or don't have enough coverage. Due to the fact that many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is important protection for you and your family.

Medical expense coverage

Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be used in conjunction with a health insurance policy or if you do not have health coverage. PIP is only offered in select states and may carry a deductible.

How Much are Mazda B-Series Insurance Rates?