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Toyota Prius Insurance Quotes

Finding cheaper car insurance from online rate quotes is simple to do and there is a good chance you can save money. The critical component is getting rates from all providers in order to accurately compare every company's rates.

Finding the best direct price on car insurance can be a challenge if you have never used quoting online. But relax because it's actually quite easy. There are several ways to compare rate quotes from local car insurance companies. The simplest method to find the cheapest Prius insurance cost is to perform an online rate comparison. This can be accomplished by getting a quick quote here.

Car insurance premiums paid to insure a Toyota Prius can be significantly different subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Better credit means lower rates
  • The size of your community
  • Annual mileage can affect rates
  • Male drivers pay higher rates
  • The deductible you choose
  • Safety rating of your Prius
  • Your occupation
  • Your coverage level
  • Whether you own your home

An additional factor which can affect Prius insurance quotes is the year of the vehicle. Models that are a few years old cost less than newer models so the costs to repair can decrease annual premiums. On the flip side, new Toyota models may have safety features like tire pressure monitors, anti-lock brakes, and forward-collision avoidance that may help help offset higher rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability insurance

Prius liability coverage provides protection from damage that occurs to a person or their property that is your fault. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so you should buy as large an amount as possible.

Coverage for collisions

This pays to fix your vehicle from damage from colliding with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from older vehicles. Drivers also have the option to raise the deductible to get cheaper Prius insurance quotes.

Comprehensive protection

This covers damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage. The highest amount you'll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Protection from uninsured/underinsured drivers

Your UM/UIM coverage provides protection when other motorists either have no liability insurance or not enough. Since a lot of drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical expense coverage

Medical payments and Personal Injury Protection insurance reimburse you for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They can be used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is not universally available and may carry a deductible.

How Much are Toyota Prius Insurance Rates?